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Client's Recommendations

From: First Capital Mortgage

To whom it may concern,

  It has been First Capital Mortgage's privilege to work with Ben Todesco and Carmel Credit and Financial Consulting to aid people in improving their credit and financial situations.

  Just as First Capital Mortgage strives to provide the best service possible to our clients, we appreciate coordinating our efforts with another company that also provides excellent service to its clients. Carmel Credit and Financial Consulting is just such a company.

  Mr. Todesco is an honorable man and it is a pleasure anytime that we can assist him in improving his client's lives.

  Sincerely,

Todd Hewick
First Capital Mortgage
Telephone: (847) 841-1622


From: Country Wide Mortgage

To whom it may concern,

  It has been Country Wide Mortgage's privilege to work with Ben Todesco and Carmel Credit and Financial Consulting to aid people in improving their credit and financial situations.

  Just as Country Wide Mortgage strives to provide the best service possible to our clients, we appreciate coordinating our efforts with another company that also provides excellent service to its clients. Carmel Credit and Financial Consulting is just such a company.

  Mr. Todesco is an honorable man and it is a pleasure anytime that we can assist him in improving his client's lives.

  Sincerely,

Frank Sommese
Country Wide Mortgage
Telephone: (312) 388-2176


From: Lavelle Legal Services, Ltd.

Dear Ben,

  I am writing to express the appreciation felt by all the attorneys of Lavelle Legal Services, Ltd. for your hard work and dedication that you have put forth on behalf of many of our mutual clients. The results that you have obtained is testament that persistence and attention to detail can defeat and cut through the bureaucratic red tape of many of the credit reporting agencies and large corporations. Rest assured, our experience working with you has developed a confidence in your abilities so that we can refer to you any of our clients who have discovered irregularities in their credit reports and that they would be treated with respect and dignity. More importantly, we know that you would achieve the results that they desire.

  We look forward to continuing our relationship with you in the future.

  Sincerely,

  Lavelle Legal Services, Ltd.
  Theodore M. McGinn
  206 South LaSalle Street
  Suite Twelve Hundred
  Chicago, Illinois 60604-7555
  Telephone: (312) 332-7555
  Facsimile: (312) 332-4083

  Lavelle Legal Services, Ltd.
  Kerry M. Lavelle
  501 West Colfax
  Palatine, Illinois 60067
  Telephone: (847) 705-7555
  Facsimile: (847) 705-9960